| Place | Name | YoB | Club | Time | 50 | 100 | 150 | ||
| 1. | Joanne McALPINE | (84) | Alloa | 02:58.08 | 00:39.95 | 01:25.49 | 02:11.37 | ||
| 2. | Lynsey WALKER | (85) | Aquanauts Li | 03:01.58 | 00:41.27 | 01:27.27 | 02:14.45 | ||
| 3. | Donna ADAM | (69) | Stirling | 03:05.84 | 00:41.50 | 01:28.43 | 02:17.13 | ||
| 4. | Kirsty COMERFORD | (85) | Dunfermline | 03:08.35 | 00:42.81 | 01:31.98 | 02:23.05 |
