| Name | Age | Club | Time | Splits | ||
| 1 | Blaine Small | 12 | Glenrothes | 1:15.10 | 36.25 | 1:15.10 |
| 2 | Becky McGreevy | 13 | Warrender | 1:16.84 | 37.88 | 1:16.84 |
| 3 | Shelley Inglis | 13 | Aquanauts Li | 1:17.16 | 38.42 | 1:17.16 |
| 4 | Kirsty Paterson | 13 | Gala | 1:17.53 | 38.15 | 1:17.53 |
| 5 | Mairi Drummond | 13 | Warrender | 1:17.80 | 38.25 | 1:17.80 |
| 6 | Roisin A Donnelly | 12 | InCAS | 1:19.95 | 38.93 | 1:19.95 |