| Name | Age | Club | Time | Splits | ||
| 1 | Emma Hunter | 13 | Musselburgh | 1:25.14 | 40.35 | 1:25.14 |
| 2 | Jenny Betchley | 13 | Hearts | 1:26.52 | 40.80 | 1:26.52 |
| 3 | Claire Osborne | 12 | Hearts | 1:27.69 | 40.51 | 1:27.69 |
| 4 | Kirsten Dippie | 13 | Aquanauts Li | 1:28.80 | 41.75 | 1:28.80 |
| 5 | Nicole Williamson | 13 | Midlothian | 1:31.56 | 43.41 | 1:31.56 |
| 6 | Sarah-Jane McIntyre | 13 | Glenrothes | 1:32.99 | 43.67 | 1:32.99 |