| Name | Age | Club | Time | Splits | ||||
| 1 | Anya Reed | 10 | Falkirk | 3:24.68 | 46.32 | 1:38.68 | 2:31.87 | 3:24.68 |
| 2 | Laura J Harrison | 10 | NNNX | 3:25.98 | 47.35 | 1:40.46 | 2:34.05 | 3:25.98 |
| 3 | Sophia Green | 10 | Elgin | 3:26.49 | 48.21 | 1:41.42 | 2:35.01 | 3:26.49 |
| 4 | Jenna Lafferty | 10 | Falkirk | 3:27.37 | 46.71 | 1:39.35 | 2:33.84 | 3:27.37 |
| 5 | Lina Guarin | 10 | Rutherglen | 3:32.19 | 49.59 | 1:44.05 | 2:39.27 | 3:32.19 |