| Name | Age | Club | Time | Splits | ||
| 1 | Samantha Caulfield | 12 | Carnegie | 1:22.95 | 39.21 | 1:22.95 |
| 2 | Keri Greig | 12 | Aquanauts Li | 1:28.04 | 42.23 | 1:28.04 |
| 3 | Aimee Adam | 12 | Carnegie | 1:28.13 | 42.04 | 1:28.13 |
| 4 | Eve Winter | 12 | Dun City Aqu | 1:28.63 | 42.72 | 1:28.63 |
| 5 | Julie G McClymont | 12 | N Ayrshire | 1:29.21 | 41.82 | 1:29.21 |