| Name | Age | Club | Time | Splits | ||||
| 1 | Ailsa Young | 10 | M/Whall | 3:25.10 | 47.49 | 1:39.64 | 2:32.52 | 3:25.10 |
| 2 | Amy J Malone | 9 | Alloa | 3:26.69 | 48.52 | 1:41.69 | 2:34.83 | 3:26.69 |
| 3 | Iona Crawford | 10 | Kinross | 3:27.77 | 47.52 | 1:40.60 | 2:34.82 | 3:27.77 |
| 4 | Sara Keracher | 10 | Step Rock | 3:33.16 | 47.07 | 1:42.42 | 2:37.79 | 3:33.16 |
| 5 | Freya Thomson | 10 | MPCX | 3:33.68 | 48.63 | 1:43.40 | 2:39.05 | 3:33.68 |