| Name | Age | Club | Time | Splits | ||||
| 1 | Allen, Natasha | 15 | Kilmarnock | 3:07.76 | 3:07.77 | 3:07.76 | ||
| 2 | Fraser, Laura | 17 | Grangemouth | 3:10.67 | 3:10.71 | 3:10.67 | ||
| 3 | Smith, Katy A | 14 | Milngavie &b | 3:17.28 | 3:17.34 | 3:17.28 | ||
| 4 | Wood, Lucy | 14 | Kingston | 3:18.77 | 3:18.71 | 3:18.77 | ||
| 5 | Davies, Claire | 15 | Scotia | 3:19.78 | ||||
| 6 | Aiston, Lauren | 14 | Ren 96 | 3:25.60 | 3:25.63 | 3:25.60 | ||
| 7 | Brown, Katrin | 14 | Dumfries | 3:27.33 | ||||