| Name | Age | Club | Time | Splits | ||||
| 1 | Cabrelli, Maria | 9 | Dun City Aqu | 3:09.84 | 44.06 | 1:32.98 | 2:23.06 | 3:09.84 |
| 2 | McCall, Fiona | 9 | Alloa | 3:28.70 | 46.15 | 1:40.38 | 2:36.90 | 3:28.70 |
| 3 | Dalgety, Gemma | 8 | Dun City Aqu | 3:35.82 | 49.42 | 1:46.61 | 2:43.66 | 3:35.82 |
| 4 | Brown, Reese | 8 | Dun City Aqu | 3:36.20 | 49.02 | 1:44.36 | 2:41.40 | 3:36.20 |
| 5 | Ellis, Jazmin | 9 | M&W A.S.C. | 3:36.28 | 46.06 | 1:43.11 | 2:40.94 | 3:36.28 |
| -- | Jeffery, Emma M | 9 | Cumbernauld | X2:48.47 | 36.62 | 1:20.13 | 2:05.61 | 2:48.47 |