| Name | Age | Club | Time | Splits | ||||
| 1 | Katie Donald | 13 | Lanark | 2:45.62 | 35.71 | 1:17.20 | 2:01.05 | 2:45.62 |
| 2 | Sophie Kettrick | 14 | Alloa | 2:45.66 | 35.27 | 1:17.26 | 2:01.90 | 2:45.66 |
| 3 | Erica Fowler | 13 | Inverness | 2:56.89 | 37.06 | 1:21.47 | 2:08.90 | 2:56.89 |
| 4 | Anna Britton | 14 | Lanark | 3:07.96 | 38.83 | 1:25.69 | 2:16.82 | 3:07.96 |