| Pos | Name | Age | Club | Time | Splits | |||
|---|---|---|---|---|---|---|---|---|
| 1 | Libby Duke | 9 | Tranent | 3:11.06 | 42.66 | 1:32.37 | 2:23.18 | 3:11.06 |
| 2 | Megan Collins | 9 | Warrender | 3:21.11 | 46.41 | 1:39.11 | 2:32.77 | 3:21.11 |
| 3 | Lucy Atherton | 9 | Carnegie | 3:32.89 | 49.02 | 1:46.37 | 2:42.27 | 3:32.89 |
| 4 | Darcy Littlefield | 9 | Warrender | 3:37.90 | 48.04 | 1:46.96 | 2:44.95 | 3:37.90 |