| Name | Age | Club | Time | Splits | ||||
| 1 | Alyshia McCracken | 10 | WGHX | 3:10.25 | 44.39 | 1:30.18 | 2:30.73 | 3:10.25 |
| 2 | Saskia Duncan | 9 | Inverness | 3:10.35 | 44.67 | 1:30.69 | 2:25.65 | 3:10.35 |
| 3 | Joanna Petrie | 10 | Alloa | 3:33.37 | 47.86 | 1:40.75 | 2:46.84 | 3:33.37 |
| 4 | Megan Kennedy | 10 | Alloa | 3:37.89 | 56.65 | 1:54.79 | 2:52.51 | 3:37.89 |
| 5 | Talia Nelson | 10 | Alloa | 3:47.84 | 54.20 | 1:53.19 | 2:58.77 | 3:47.84 |