| Name | Age | Club | Time | Splits | ||||
| 1 | Eloise Barber | 15 | Carnegie | 2:39.85 | 36.95 | 1:17.64 | 1:59.43 | 2:39.85 |
| 2 | Roisin Donnelly | 14 | Incas | 2:40.81 | 37.06 | 1:18.12 | 1:59.55 | 2:40.81 |
| 3 | Rebekah Wilson | 14 | Duns | 2:44.94 | 37.43 | 1:19.21 | 2:03.90 | 2:44.94 |
| 4 | Lisa Main | 14 | Dunedin | 2:46.00 | 38.15 | 1:19.95 | 2:02.39 | 2:46.00 |
| 5 | Jennifer K Dobson | 14 | Warrender | 2:46.78 | 38.30 | 1:21.22 | 2:04.22 | 2:46.78 |
| 6 | Kirsty Paterson | 15 | Dunedin | 2:52.99 | 39.10 | 1:23.16 | 2:08.56 | 2:52.99 |