| Name | Age | Club | Time | Splits | ||
| 1 | Amy Gardner | 13 | Fins | 1:24.04 | 40.79 | 1:24.04 |
| 2 | Aimie Marshall | 13 | Livingston | 1:24.17 | 40.92 | 1:24.17 |
| 3 | Clare Parr-Burman | 12 | Portobello | 1:25.78 | 42.37 | 1:25.78 |
| 4 | Katherine Jones | 13 | Livingston | 1:26.42 | 42.63 | 1:26.42 |
| 5 | Nicole Skinner | 12 | Glenrothes | 1:28.18 | 41.59 | 1:28.18 |
| 6 | Rachel Donald | 12 | Aquanauts Li | 1:28.87 | 44.14 | 1:28.87 |