| Name | Age | Club | Time | Splits | ||
| 1 | Vicky McFarlane | 15 | Dunedin | 1:27.01 | 41.61 | 1:27.01 |
| 2 | Hannah Ward | 14 | Dun City Aqu | 1:27.54 | 41.57 | 1:27.54 |
| 3 | Ayley Wilson | 14 | Bathgate | 1:31.13 | 42.73 | 1:31.13 |
| 4 | Gemma Stevenson | 14 | Fins | 1:31.54 | 43.51 | 1:31.54 |
| 5 | Ashley Dunsmore | 15 | Dun City Aqu | 1:32.46 | 42.63 | 1:32.46 |
| 6 | Sarah-Jane McIntyre | 14 | Glenrothes | 1:35.68 | 45.32 | 1:35.68 |